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Low FHA Loan Rates – The Best FHA Home Loan rates—Guaranteed
Low FHA Loan Rates specializes in offering FHA home loans at the lowest rates available—guaranteed. Buyers or current home owners can apply for pre-qualification for a loan right from the website or be connected to an approved FHA lender within minutes. For any questions regarding FHA home loans, or for general questions about FHA benefits, please contact Low FHA Loan Rates today.
What are Benefits of FHA Loans?
FHA home loans are special loans that are insured by the FEDERAL HOUSING ADMINISTRATION (FHA). Since the FHA home loan is insured by a government agency, lenders, mortgage companies and banks are willing to make loans available to people that otherwise may not have been approved for a loan.

Perhaps one of the greatest benefits of FHA loans is that little to no money down is required for loan approval. FHA loans are also commonly extended to individuals with less than average or even poor credit histories; making FHA home loans more accessible than many other types of mortgage loans.

With other types of loans, having a poor credit forces you to accept high interest rates; but FHA loans are different. All FHA loans carry low rates and are perfect for people trying to re-establish their credit or anyone looking to recover from bankruptcy in their past. Other benefits associated with FHA loans include:

Great Credit is not required
No Prepayment Penalty
Leniency during financial hard times
Payoff your CH 13 Bankruptcy
Low Rates

Bankruptcy Help or Debt Relief - Payoff Your Chapter 13 BK or Consolidate Debts

FHA loans have made it easier than ever to consolidate debts and help people to avoid possible bankruptcy issues. Most lenders, mortgage companies, and banks will force you into a second mortgage or into a Home Equity Line of Credit (HELOC) to consolidate your debts; but FHA loans allow you to borrow up to 95% of your home’s value in a single loan.

With an FHA loan, many people are able to pay off their Chapter 13 BK without having to be forced into a burdensome and difficult high interest loan or a second mortgage.
6/2/2009 » Veterans and FHA Home Owners Waiting to Refinance Better Act Now - Interest Rates Rising
Veterans and FHA home owners may have been waiting for the right time to refinance their VA or FHA loan. However, news of the recession ending is sending rates higher again. However, the Veterans Benefits Improvement Act of 2008 and special FHA mortgage rules can significantly lower interest rates and payments for the first 5 years on a new loan. This is a warning to home owners who have waited to take action and lower their mortgage payment
8/25/2008 » Falling FHA home prices
FHA home prices continue to dwindle across the country, making homes more affordable in most U.S. cities, according to a new report released Tuesday. Nationally, 55% of homes sold from April through June were affordable to veterans earning the U.S. median income of $61,500, according to a quarterly report released Tuesday by the National Association of Home Builders (NAHB).
8/5/2008 » Lock in Your Low FHA Rates Now!
The window of opportunity may be slowly closing for veteran homeowners who are looking to reduce their monthly payments on their FHA mortgages. Higher prices on many goods and services are showing that inflation may be increasing in the U.S. Interest rates may increase in the future in response to those conditions. Bond investors demand higher rates when they believe inflation is rising, since that reduces the value of interest payments from bonds. As for now, FHA rates still remain attractive, and as summer approached they were below levels from twelve months ago. However, no one can be certain how long today's favorable conditions will be available. Many veteran homeowners now are eager to lock in the benefits of fixed-rate mortgage payments. If you plan on staying in your home for several years, this may be your best chance to obtain affordable payments which won't change while you live there. The FHA loan specialists at LowFHALoanRates.com will show you how different home loans would fit into your budget now, so that you can make an informed choice. Affordable payments allow you to enjoy your home a little more each day.
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